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NBFIRA LICENSED

Your Bridge toFinancial Freedom

Fast, responsible micro-loans for employed Botswana. Same-day approval, ethical assessments, and transparent terms.

License: NBFIRA 11/1/6 (159)
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💰 FAST & RELIABLE LOANS

QuickCashWhen You Need It

Access up to P2,500 in just hours. Enjoy transparent terms, no hidden fees, and flexible repayment options.

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HAPPY CLIENTS

BridgingOpportunitiesDaily

Join thousands of employed Botswana who trust CICO Capital for their short-term financial needs.

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Our Micro-Lending Services

Tailored for Botswana's workforce — fast, fair and flexible

Service

From P1,000 to P5,000. Flexible repayment up to 3 months. Designed for salary gaps and urgent needs. No collateral required. Same-day approval process.

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We assess your income to ensure you never borrow beyond your means. Ethical lending is our core promise. Full transparency, no hidden fees, and personalized repayment plans.

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Submit your documents, get approved, and receive funds within one business day. Early applications may qualify for same-day disbursement.

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Simple requirements with minimal paperwork. Open to formally employed individuals with a steady income. Quick verification process ensures fast access to funds.

Check Eligibility

Choose a repayment plan that fits your salary cycle. Options available for weekly or monthly payments with no hidden penalties for early settlement.

Your personal and financial information is protected with strict confidentiality. We use secure systems to ensure your data remains safe at all times.

Simple Requirements

Get pre-approved in minutes just prepare these documents

Certified Omang
Valid Botswana ID
Latest Payslip
Recent salary advice
3 Months Bank Statements
Proof of income flow
Employment Letter
Confirmation of employment
Passport Photo
Recent photo
Debit Card Copy
Front only, no CVV
Target Market: Formally employed individuals in Botswana

Frequently Asked Questions

Who can apply for a loan?
Formally employed individuals in Botswana with valid Omang and steady monthly income.
How fast is payout?
After approval, funds are transferred within 24 hours to your bank account.
What if I have bad credit?
We assess current affordability and income, not just credit history.
Is CICO Capital registered?
Yes, fully licensed by NBFIRA under license number 11/1/6 (159).
Can I repay early?
Absolutely — early repayment reduces interest with no penalties.
What documents are required?
A valid Omang, latest payslip, passport sized photo and 3 months bank statements are typically required for processing your application.
How do I apply?
You can apply via WhatsApp by submitting your details and documents. Our team will guide you through the quick approval process.
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About CICO Capital

CICO Capital is a Botswana-based micro-lending company focused on providing short-term financial assistance to employed individuals. The company emphasizes responsible lending, affordability assessments, and fast turnaround times.
Tagline: Bridging Opportunities
Target Market: Formally employed individuals in Botswana
License No.: NBFIRA 11/1/6 (159)

Contact Details

WhatsApp +267 73297208
Telephone +267 76197275
Email info@cicocapital.co.bw
Location Gaborone, Botswana

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Business Info

Primary Service Short-term personal loans (micro-lending)
Turnaround Same-day approval, 24hr payout
License NBFIRA 11/1/6 (159)
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